Joe leads broker distribution across the UK for Bravo and Everywhen wholesale, in addition he heads up M&A where he has completed 30 deals in the last 3 years. This combined role gives him unique insight into transactions. He joined Everywhen at the start of 2022 after 18 years at Aviva, where he was most latterly a member of the Distribution Senior Leadership Team. Joe is based in Norfolk, has a young family and is a 1 handicap golfer. He is also a Board Member of the Norfolk County Football Association.